Current Rates

ALL INTEREST RATES AND ANNUAL PERCENTAGE YIELDS ARE ACCURATE AS OF TODAYS DATE

Some accounts have potential fees. Please be aware these fees could reduce the earnings on the account.

Certificate of Deposit

*APY = Annual Percentage Yield Early Withdrawal Penalties Apply

Term

Rate

APY*

3 Month

0.35%

0.35%

6 Month

0.40%

0.40%

9 Month

0.90%

0.90%

12 Month

0.65%

0.65%

13 Month

1.24%

1.25%

18 Month

0.75%

0.75%

24 Month

0.95%

0.95%

30 Month

1.49%

1.50%

36 Month

1.19%

1.20%

48 Month

1.39%

1.40%

60 Month

1.54%

1.55%

HERITAGE Individual Retirement Accounts

*APY = Annual Percentage Yield

Term

Rate

APY*

All Types

0.80%

0.80%

HERITAGE INTEREST Checking Accounts

*APY = Annual Percentage Yield
A service charge of $5.00 will be imposed every statement cycle if the average daily balance falls below the minimum balance of $1,000.00 Free Checks-Limited styles
Interest is calculated on the average daily balance and paid monthly.

Term

Rate

APY*

$0.00 to $10,000.00

0.05%

0.05%

$10,000.01 to $20,000.00

0.10%

0.10%

$20,000.01 and up

0.10%

0.10%

HERITAGE ELITE Checking Accounts

Only for members over 55

*APY = Annual Percentage Yield
A service charge of $5.00 will be imposed every statement cycle if the average daily balance falls below the minimum balance of $1,000.00 Free Checks-Limited styles
Interest is calculated on the average daily balance and paid monthly.

Term

Rate

APY*

$0.00 to $10,000.00

0.05%

0.05%

$10,000.01 to $20,000.00

0.10%

0.10%

$20,000.01 and up

0.10%

0.10%

HERITAGE Savings Accounts

*APY = Annual Percentage Yield
Savings interest is calculated on the average daily balance and paid quarterly.

Term

Rate

APY*

Up to $5,000.00 balance

0.15%

0.15%

$5,000.01 to $20,000.00

0.20%

0.20%

$20,000.01 and up

0.25%

0.25%

HERITAGE Money Market Accounts

*APY = Annual Percentage Yield
Interest is calculated on the average daily balance and paid monthly. Restricted to 6 transactions per month. Free checks - limited styles

Term

Rate

APY*

$1,000.00 to $10,000.00

0.20%

0.20%

$10,000.01 to $20,000.00

0.25%

0.25%

$20,000.01 to $50,000.00

0.30%

0.30%

$50,000.01 and up

0.50%

0.50%

Health Savings Account

0.90% Variable Annual Percentage Yield