Checking

Heritage Community Bank offers checking accounts to fit every need:

Funds Availability Disclosure

Reg E – Electronic Funds Transfers – Your Rights and Responsibilities Disclosure 

Truth-in-Savings Disclosure

Checking Account

  • No minimum balance requirement
  • Cost of checks may vary depending upon style and quantity ordered
  • Monthly statement with images
  • ATM/Debit Card

Current Rates

Interest Account

  • $750.00 minimum opening balance
  • Monthly service charge of $5.00 if daily average balance falls below $750.00.
  • Interest Paid Monthly (Rate based upon balance..see Current Rates for more info)
  • Monthly Statement with images
  • ATM/Debit Card
  • Unlimited monthly activity

Elite Account

(for members 55 & up)

  • $1000.00 minimum opening balance
  • Monthly service charge of $5.00 if daily average balance falls below $1000.00.
  • Interest Paid Monthly (Rate based upon balance..see Current Rates for more info)
  • Monthly Statement with images
  • 1st box of checks free(depending upon style)
  • ATM/Debit Card
  • Unlimited monthly activity

Money Market Account

  • $1,000.00 minimum opening balance
  • Monthly service charge of $10.00 if daily average balance falls below $1,000.00
  • Interest Paid Monthly (Rate based upon balance. See Current Rates for more info)
  • Limited to six transactions monthly
  • 1st box of checks free(depending upon style)
  • Monthly Statement with images

Current Rates

Demand deposit and savings accounts with no activity by the customer for 365 days will be moved to a dormant status. When dormant accounts have a minimum balance of $200.00 or less, a fee of $5.00 will be charged each statement cycle.