Certificate of Deposit Time Accounts

  • automatically renewable with a 10 day grace period
  • interest can be compounded, paid by check or transferred to a checking or savings account with Heritage Community Bank
  • a penalty may be imposed for any early withdrawals
  • $1000.00 minimum deposit to open account
  • interest is compounded daily
  • Heritage Community Bank offers the following terms:
    • 3 month
    • 6 month
    • 1 year
    • 18 month
    • 2 year
    • 30 month
    • 3 year
    • 4 year
    • 5 year

Current Rates

Demand deposit and savings accounts with no activity by the customer for 365 days will be moved to a dormant status. When dormant accounts have a minimum balance of $200.00 or less, a fee of $5.00 will be charged each statement cycle.